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effective annual rate of interest

См. также в других словарях:

  • effective annual rate — UK US noun [C] (also effective annual interest rate) ► FINANCE the actual rate of interest paid or charged over one year: »The effective annual rate is the amount of interest charged on an overdraft, not including any fees or charges …   Financial and business terms

  • effective annual rate — The total interest paid or earned in a year expressed as a percentage of the principal amount at the beginning of the year …   Accounting dictionary

  • effective annual rate — The total interest paid or earned in a year expressed as a percentage of the principal amount at the beginning of the year …   Big dictionary of business and management

  • Effective Annual Interest Rate — An investment s annual rate of interest when compounding occurs more often than once a year. Calculated as the following: Consider a stated annual rate of 10%. Compounded yearly, this rate will turn $1000 into $1100. However, if compounding… …   Investment dictionary

  • effective annual yield — A seldom used expression to refer to the yield on an investment expressed on a compound interest basis. American Banker Glossary annualized interest rate on a security computed using compound interest techniques. Bloomberg Financial Dictionary …   Financial and business terms

  • Effective annual interest rate — An annual measure of the time value of money that fully reflects the effects of compounding. The New York Times Financial Glossary …   Financial and business terms

  • Effective annual yield — Annualized interest rate on a security computed using compound interest techniques. The New York Times Financial Glossary …   Financial and business terms

  • effective annual interest rate — An annual measure of the time value of money that fully reflects the effects of compounding. Bloomberg Financial Dictionary …   Financial and business terms

  • Annual Percentage Yield — (APY) expresses an annual rate of interest taking into account the effect of compounding, usually for deposit or investment products (such as a certificate of deposit). It is analogous to the Annual percentage rate (APR), which is used for loans …   Wikipedia

  • Annual percentage rate — Parts of total cost and effective APR for a 12 month, 5% monthly interest, $100 loan paid off in equally sized monthly payments. The term annual percentage rate (APR), also called nominal APR, and the term effective APR, also called EAR,[1]… …   Wikipedia

  • Effective interest rate — The effective interest rate, effective annual interest rate, Annual Equivalent Rate (AER) or simply effective rate is the interest rate on a loan or financial product restated from the nominal interest rate as an interest rate with annual… …   Wikipedia

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